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Why Philly Investors Use a Bridge-to-DSCR Playbook Philadelphia’s multifamily market rewards investors who can move quickly on mispriced assets and then lock in durable, cash‑flowing debt. The bridge‑to‑DSCR sequence is purpose‑built for that. You acquire with flexible, fast bridge capital, execute renovations and lease‑up to raise net operating income (NOI), and then refinance into a long‑term DSCR loan once the property’s income stream clearly supports payments. This approa

Why Miami Condos with High HOA Dues Test DSCR Deals Miami’s condo market attracts investors for undeniable reasons: global demand, walkable urban cores, waterfront views, year-round lifestyle appeal, and an established renter base that ranges from professionals to international students and snowbirds. Yet even the strongest rent demand can be strained by rising homeowners association (HOA) dues and one-time or multi-year special assessments. For DSCR financing, where your pro

A practical framework for Washington, D.C. investors comparing ARMs and fixed-rate interest-only DSCR loans to maximize cash flow and manage rate risk What DSCR Means for a D.C. Rental Acquisition Debt Service Coverage Ratio (DSCR) is the core metric most investor-focused lenders use to qualify rental property loans. In plain English, it compares the income a property generates to the mortgage payment you owe. Lenders usually define it as gross monthly rent divided by the mon