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An LA investor’s guide to using DSCR loans to finance 1–4 unit rentals with ADU/JADU income Why ADU-focused DSCR works in LA’s rental math Los Angeles is uniquely suited to Accessory Dwelling Units (ADUs) and Junior ADUs (JADUs). Lots are often deep enough to add a small detached unit, and neighborhoods across the Valley, Eastside, and South LA value flexible, smaller homes that rent quickly. For investors, an ADU strategy compounds returns on the same parcel of land; you inc

A practical guide to blanket DSCR financing for NYC 1–4 unit investors What a DSCR portfolio/blanket loan is in plain terms A debt service coverage ratio (DSCR) portfolio—often called a blanket—lets New York investors place multiple 1–4 unit rental properties under a single mortgage. Instead of juggling a stack of individual loans, you carry one note secured by all pledged addresses. Underwriting focuses on property cash flow rather than your personal debt‑to‑income, which is

Hartford’s Evolving Real Estate Landscape Hartford, Connecticut has become a growing focus for real estate investors who are drawn to its...